For ZIP  

We have your back with secure online banking.

Our industry-leading encryption and security features are always on to protect you and your information.

Digital security guarantee

You aren’t liable for any unauthorized transactions made with the mobile app or online banking.5

Security center

Boost the security of your accounts in minutes by easily enabling security features.

Data privacy

Share your financial information only with those you choose.

Automatic security alerts

There’s no need to sign up for alerts that inform you of important activity such as requests to change your password.6

Take the next step

Enroll in online banking
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Disclosures

  1. Footnote 1

    To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Terms and conditions apply.

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  2. Footnote 2

    Payment requests to persons not already enrolled with Zelle® must be sent to an email address.

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  3. Footnote 3

    Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

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  4. Footnote 4

    Free credit score access, Alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and is not used by U.S. Bank to make credit decisions.

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  5. Footnote 5

    Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in Your Deposit Account Agreement (PDF)  for details.

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  6. Footnote 6

    For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Please be advised that these alerts may not be sent immediately. Visit Cellular phone contact policy for additional information.

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  7. Footnote 7

    Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2024 Mobile Banker Scorecard.

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

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U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

For U.S. Bancorp Investments:

Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

For U.S. Bank:

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Paze and the Paze related marks are wholly owned by Early Warning Services, LLC and are used herein under license.